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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal>Here is a draft ballot that would reduce and simplify the insurance requirements in section 8.4 of the EV Guidelines. It would:<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoListParagraph style='text-indent:-.25in;mso-list:l0 level1 lfo1'><![if !supportLists]><span style='mso-list:Ignore'>1-<span style='font:7.0pt "Times New Roman"'> </span></span><![endif]>eliminate the $2 million commercial general liability insurance requirement and replace it with ordinary casualty insurance (in whatever amount would be sufficient to repair CA systems); <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoListParagraph style='text-indent:-.25in;mso-list:l0 level1 lfo1'><![if !supportLists]><span style='mso-list:Ignore'>2-<span style='font:7.0pt "Times New Roman"'> </span></span><![endif]>replace third party coverage of $5 million US (nearly €3.7 million) with a €2 million amount (a 46% reduction); <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoListParagraph style='text-indent:-.25in;mso-list:l0 level1 lfo1'><![if !supportLists]><span style='mso-list:Ignore'>3-<span style='font:7.0pt "Times New Roman"'> </span></span><![endif]>eliminate certain types of third party insurance that might be hard to obtain in various jurisdictions, such as professional liability, contractual liability, technology E&O, IP infringement, invasion of privacy, and advertising injury; <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoListParagraph style='text-indent:-.25in;mso-list:l0 level1 lfo1'><![if !supportLists]><span style='mso-list:Ignore'>4-<span style='font:7.0pt "Times New Roman"'> </span></span><![endif]>increase the number of potential insurers that CAs can use (any rated "good" by any well-recognized insurance rating service); <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoListParagraph style='text-indent:-.25in;mso-list:l0 level1 lfo1'><![if !supportLists]><span style='mso-list:Ignore'>5-<span style='font:7.0pt "Times New Roman"'> </span></span><![endif]>clarify that insurance must be global and cover the lifetimes of EV certificates issued; and <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoListParagraph style='text-indent:-.25in;mso-list:l0 level1 lfo1'><![if !supportLists]><span style='mso-list:Ignore'>6-<span style='font:7.0pt "Times New Roman"'> </span></span><![endif]>only recommend that a CA obtain additional insurance for damage to data or systems due to IT security failure, if such is available to the CA at reasonable cost.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>I'm looking for additional comments and endorsers, and then I will add this to next week's agenda.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Thanks,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Ben<o:p></o:p></p></div></body></html>