<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=iso-8859-1">
<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta name=Generator content="Microsoft Word 14 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:Cambria;
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Consolas;
panose-1:2 11 6 9 2 2 4 3 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0cm;
margin-bottom:.0001pt;
line-height:115%;
font-size:12.0pt;
font-family:"Times New Roman","serif";
color:black;}
h1
{mso-style-priority:9;
mso-style-link:"Título 1 Car";
margin-top:24.0pt;
margin-right:0cm;
margin-bottom:0cm;
margin-left:0cm;
margin-bottom:.0001pt;
line-height:115%;
page-break-after:avoid;
font-size:14.0pt;
font-family:"Cambria","serif";
color:#365F91;
font-weight:bold;}
h2
{mso-style-priority:9;
mso-style-link:"Título 2 Car";
margin-top:10.0pt;
margin-right:0cm;
margin-bottom:0cm;
margin-left:0cm;
margin-bottom:.0001pt;
line-height:115%;
page-break-after:avoid;
font-size:13.0pt;
font-family:"Cambria","serif";
color:#4F81BD;
font-weight:bold;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
p
{mso-style-priority:99;
mso-margin-top-alt:auto;
margin-right:0cm;
mso-margin-bottom-alt:auto;
margin-left:0cm;
font-size:12.0pt;
font-family:"Times New Roman","serif";
color:black;}
pre
{mso-style-priority:99;
mso-style-link:"HTML con formato previo Car";
margin:0cm;
margin-bottom:.0001pt;
line-height:115%;
font-size:12.0pt;
font-family:"Times New Roman","serif";
color:black;}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-priority:99;
mso-style-link:"Texto de globo Car";
margin:0cm;
margin-bottom:.0001pt;
line-height:115%;
font-size:12.0pt;
font-family:"Times New Roman","serif";
color:black;}
span.Ttulo1Car
{mso-style-name:"Título 1 Car";
mso-style-priority:9;
mso-style-link:"Título 1";
font-family:"Cambria","serif";
color:#365F91;
font-weight:bold;}
span.Ttulo2Car
{mso-style-name:"Título 2 Car";
mso-style-priority:9;
mso-style-link:"Título 2";
font-family:"Cambria","serif";
color:#4F81BD;
font-weight:bold;}
span.HTMLconformatoprevioCar
{mso-style-name:"HTML con formato previo Car";
mso-style-priority:99;
mso-style-link:"HTML con formato previo";
font-family:Consolas;
color:black;}
span.TextodegloboCar
{mso-style-name:"Texto de globo Car";
mso-style-priority:99;
mso-style-link:"Texto de globo";
font-family:"Tahoma","sans-serif";
color:black;}
p.Heading1, li.Heading1, div.Heading1
{mso-style-name:"Heading 1";
mso-style-link:"Heading 1 Char";
margin:0cm;
margin-bottom:.0001pt;
line-height:115%;
font-size:12.0pt;
font-family:"Times New Roman","serif";
color:black;}
span.Heading1Char
{mso-style-name:"Heading 1 Char";
mso-style-priority:9;
mso-style-link:"Heading 1";
font-family:"Cambria","serif";
color:#365F91;
font-weight:bold;}
p.Heading2, li.Heading2, div.Heading2
{mso-style-name:"Heading 2";
mso-style-link:"Heading 2 Char";
margin:0cm;
margin-bottom:.0001pt;
line-height:115%;
font-size:12.0pt;
font-family:"Times New Roman","serif";
color:black;}
span.Heading2Char
{mso-style-name:"Heading 2 Char";
mso-style-priority:9;
mso-style-link:"Heading 2";
font-family:"Cambria","serif";
color:#4F81BD;
font-weight:bold;}
p.HTMLPreformatted, li.HTMLPreformatted, div.HTMLPreformatted
{mso-style-name:"HTML Preformatted";
mso-style-link:"HTML Preformatted Char";
margin:0cm;
margin-bottom:.0001pt;
line-height:115%;
font-size:12.0pt;
font-family:"Times New Roman","serif";
color:black;}
span.HTMLPreformattedChar
{mso-style-name:"HTML Preformatted Char";
mso-style-priority:99;
mso-style-link:"HTML Preformatted";
font-family:Consolas;
color:black;}
p.BalloonText, li.BalloonText, div.BalloonText
{mso-style-name:"Balloon Text";
mso-style-link:"Balloon Text Char";
margin:0cm;
margin-bottom:.0001pt;
line-height:115%;
font-size:12.0pt;
font-family:"Times New Roman","serif";
color:black;}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-priority:99;
mso-style-link:"Balloon Text";
font-family:"Tahoma","sans-serif";
color:black;}
span.EstiloCorreo32
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EstiloCorreo33
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EstiloCorreo34
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;
font-weight:normal;
font-style:normal;}
span.EstiloCorreo35
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EstiloCorreo36
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EstiloCorreo37
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EstiloCorreo38
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EstiloCorreo39
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EstiloCorreo40
{mso-style-type:personal-reply;
font-family:"Calibri","sans-serif";
color:#1F497D;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:612.0pt 792.0pt;
margin:70.85pt 3.0cm 70.85pt 3.0cm;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body bgcolor=white lang=ES link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>I personally, between both, prefer the first one. Including rating agencies like Standard&Poors, Fitch, etc. it´s worse than the A rating. I had no problems to find an insurer with that qualification in Spain (in fact I´ve changed 3 times my insurance company from Lloyd´s to Chubb and now to CFC underwriting)<o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal style='line-height:normal'><span lang=EN-US style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal style='line-height:9.75pt'><b><span lang=ES-TRAD style='font-size:8.5pt;font-family:"Tahoma","sans-serif"'>Iñigo Barreira</span></b><span lang=ES-TRAD style='font-size:8.5pt;font-family:"Tahoma","sans-serif"'><br>Responsable del Área técnica<br><a href="mailto:i-barreira@izenpe.net">i-barreira@izenpe.net</a><o:p></o:p></span></p><p class=MsoNormal style='line-height:normal'><span lang=ES-TRAD style='font-size:8.5pt;font-family:"Tahoma","sans-serif"'>945067705</span><span lang=ES-TRAD style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal style='line-height:normal'><span lang=ES-TRAD style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal style='line-height:normal'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><img border=0 width=585 height=111 id="Imagen_x0020_1" src="cid:image001.png@01CF9C19.0CC73110" alt="Descripción: cid:image001.png@01CE3152.B4804EB0"></span><span lang=ES-TRAD style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal style='line-height:9.75pt'><span style='font-size:7.5pt;font-family:"Tahoma","sans-serif";color:#888888;mso-fareast-language:ES-TRAD'>ERNE! Baliteke mezu honen zatiren bat edo mezu osoa legez babestuta egotea. Mezua badu bere hartzailea. Okerreko helbidera heldu bada (helbidea gaizki idatzi, transmisioak huts egin) eman abisu igorleari, korreo honi erantzuna. KONTUZ!</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#888888;mso-fareast-language:ES-TRAD'><br></span><span style='font-size:7.5pt;font-family:"Tahoma","sans-serif";color:#888888;mso-fareast-language:ES-TRAD'>ATENCION! Este mensaje contiene informacion privilegiada o confidencial a la que solo tiene derecho a acceder el destinatario. Si usted lo recibe por error le agradeceriamos que no hiciera uso de la informacion y que se pusiese en contacto con el remitente.</span><span style='font-family:"Calibri","sans-serif";color:navy;mso-fareast-language:ES-TRAD'><o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0cm 0cm 0cm'><p class=MsoNormal style='line-height:normal'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:windowtext'>De:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:windowtext'> public-bounces@cabforum.org [mailto:public-bounces@cabforum.org] <b>En nombre de </b>Ben Wilson<br><b>Enviado el:</b> miércoles, 09 de julio de 2014 20:39<br><b>Para:</b> arno.fiedler@nimbus-berlin.com; public@cabforum.org<br><b>Asunto:</b> Re: [cabfpub] Ballot 121 (insurance)<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>Arno,<o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>What if it said, “</span><i><span lang=EN-US>MUST be an insurer rated with a financial strength indicating an excellent ability to meet its ongoing insurance obligations by Standard & Poor’s, A.M. Best, Fitch, Moody’s, DBRS, Japan Credit Rating Agency, Creditreform, Scope Ratings, or a similarly recognized rating agency"?</span></i><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>Cheers,<o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>Ben<o:p></o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0cm 0cm 0cm'><p class=MsoNormal style='line-height:normal'><b><span lang=EN-US style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:windowtext'>From:</span></b><span lang=EN-US style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:windowtext'> <a href="mailto:public-bounces@cabforum.org">public-bounces@cabforum.org</a> <a href="mailto:[mailto:public-bounces@cabforum.org]">[mailto:public-bounces@cabforum.org]</a> <b>On Behalf Of </b>Ben Wilson<br><b>Sent:</b> Wednesday, July 9, 2014 10:15 AM<br><b>To:</b> <a href="mailto:arno.fiedler@nimbus-berlin.com">arno.fiedler@nimbus-berlin.com</a>; <a href="mailto:public@cabforum.org">public@cabforum.org</a><br><b>Subject:</b> Re: [cabfpub] Ballot 121 (insurance)<o:p></o:p></span></p></div></div><p class=MsoNormal><span lang=EN-US><o:p> </o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>Thanks, Arno. I’ll revise and resubmit.<o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0cm 0cm 0cm'><p class=MsoNormal style='line-height:normal'><b><span lang=EN-US style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:windowtext'>From:</span></b><span lang=EN-US style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:windowtext'> <a href="mailto:public-bounces@cabforum.org">public-bounces@cabforum.org</a> [<a href="mailto:public-bounces@cabforum.org">mailto:public-bounces@cabforum.org</a>] <b>On Behalf Of </b>Arno Fiedler<br><b>Sent:</b> Wednesday, July 9, 2014 6:05 AM<br><b>To:</b> <a href="mailto:public@cabforum.org">public@cabforum.org</a><br><b>Subject:</b> Re: [cabfpub] Ballot 121 (insurance)<o:p></o:p></span></p></div></div><p class=MsoNormal><span lang=EN-US><o:p> </o:p></span></p><div><p class=MsoNormal><span lang=EN-US>Hello,<br>it sounds very US-centric and very detailed, "<i>MUST be with a company rated no less than A- as to Policy Holder’s Rating in the current edition of Best’s Insurance Guide"</i> seems to be not applicable for "Rest of World." <br>Best regards<br>arno<br><br><br>Am 08.07.2014 17:04, schrieb Ben Wilson:<o:p></o:p></span></p></div><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>All,</span><span lang=EN-US><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>Based on feedback received so far from several international cyber insurance experts, here is a current iteration for revisions to Section 8.4 of the EV Guidelines (redlined PDF attached). </span><span lang=EN-US><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>This is only for the EV Guidelines and would apply to CAs desiring to issue Extended Validation Certificates. </span><span lang=EN-US><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>This wording may be further refined based upon your input to Jeremy’s question and as any other information from insurance experts comes in. </span><span lang=EN-US><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>Please check with your insurance brokers to confirm that you either already have these coverages or that these can be obtained by your company at reasonable cost.</span><span lang=EN-US><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>Thanks,</span><span lang=EN-US><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'>Ben</span><span lang=EN-US><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'> </span><span lang=EN-US><o:p></o:p></span></p><h2><span lang=EN-US style='font-size:12.0pt;line-height:115%'>8.4.Insurance </span><span lang=EN-US><o:p></o:p></span></h2><p><span lang=EN-US>Effective _______, each CA SHALL continuously maintain the following insurance related to its performance and obligations under these Guidelines:<o:p></o:p></span></p><p style='margin-left:36.0pt;text-indent:-27.35pt'><span lang=EN-US>(A) insurance covering damages to systems, data, or software and for business interruptions due to natural disaster, fire, IT security failure, malware, cyber attack / criminal hacker, or theft, in the amount of at least two million US dollars ($2 million) in coverage; and <o:p></o:p></span></p><p style='margin-left:36.0pt;text-indent:-27.35pt'><span lang=EN-US>(B) Technology Errors and Omissions insurance, with policy limits of at least five million US dollars ($5,000,000 per claim and in the aggregate) covering financial damages to third parties arising out of a negligent act, error, or omission in the performance of technology services under these Guidelines with coverage to be kept in place for all periods during which an EV Certificate issued by the CA is still valid. If coverage is non-renewed or canceled, the CA shall purchase extended reporting period coverage for at least a two-year period. Territory of coverage shall be global, except for countries sanctioned by the United States or the European Union. <o:p></o:p></span></p><p><span lang=EN-US>Such insurance <span style='text-transform:uppercase'>must</span> not exclude coverage when providing public key infrastructure services and MUST be with a company rated no less than A- as to Policy Holder’s Rating in the current edition of Best’s Insurance Guide (or with an association of companies each of the members of which are so rated). <o:p></o:p></span></p><p><span lang=EN-US>A CA MAY self-insure for liabilities that arise from such party's performance and obligations under these Guidelines provided that it has at least five hundred million US dollars in liquid assets based on audited financial statements in the past twelve months, and a quick ratio (ratio of liquid assets to current liabilities) of not less than 1.0. <o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'> </span><span lang=EN-US><o:p></o:p></span></p><p class=MsoNormal><span lang=EN-US style='font-size:11.0pt;line-height:115%;font-family:"Calibri","sans-serif";color:#1F497D'> </span><span lang=EN-US><o:p></o:p></span></p></blockquote><p class=MsoNormal style='margin-bottom:12.0pt;line-height:normal'><span lang=EN-US><o:p> </o:p></span></p><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>-- <o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>Arno Fiedler<o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>Nimbus Technologieberatung GmbH<o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>Reichensteiner Weg 17<o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>14195 Berlin<o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>Mobil: 0049-(0)172-3053272<o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>Fax: 0049-(0)30-89745-777<o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>E-Mail: <a href="mailto:arno.fiedler@nimbus-berlin.com">arno.fiedler@nimbus-berlin.com</a><o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>Web: <a href="http://www.nimbus-berlin.com">www.nimbus-berlin.com</a><o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>Geschäftsführer: Arno Fiedler<o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>USt-IdNr. : DE 203 269 920<o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>D-U-N-S® Nr. 50-730-8117<o:p></o:p></span></pre><pre><span lang=EN-US style='font-size:10.0pt;line-height:115%;font-family:"Courier New"'>HandelsregisterNr:HRB 109409 B<o:p></o:p></span></pre></div></body></html>